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    To write a paid-in-full letter to a creditor or debt collector, you should include:
    • Your name and contact information (current address and phone number)
    • The date
    • The original creditor’s name and address
    • The name of the debt collection agency that contacted you and when you were contacted (if applicable)
    • The account number of the original debt
    • The original amount of the debt
    • Final payment proof (canceled check, for example)
      Alternatively, you can mark "paid in full" on the promissory noteor check your credit report to see if the old loan was paid in full.
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